$BTC 🔍【Sudden Trigger】

《The Wall Street Journal》reports:

• Walmart and Amazon are considering launching their own stablecoins (cryptocurrencies pegged to the US dollar);

• If realized, this will bypass traditional payment channels like Visa/Mastercard and complete payment settlements directly;

• However, it ultimately depends on whether the Genius Act can pass in Congress, which is legislation specifically regulating stablecoins.

💡【Underlying Logic】

• Stablecoins pose a significant threat to traditional payment systems, especially in the context of e-commerce giants attempting to establish their own financial closed loops;

• The core revenue source for Visa/MA is “transaction fees,” and bypassing them would be structurally damaging;

• For consumers, if stablecoin payments are faster, cheaper, and more flexible, the willingness to adopt will also rise significantly.