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md rajik
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@Huma Finance 🟣 #HumaFainance We've designed Huma 2.0 with flexibility and choice at its core, rolling out a set of features that let users choose how they want to earn. Here’s a breakdown of what’s inside: Choose the path that suits your goals: Classic mode: Provides stable, double-digit real yield (currently 10.5% USDC APY, updated monthly) combined with baseline Huma Feathers. Think steady, predictable, sustainable. Maxi mode: Built for Huma maxis. Skip the USDC yield (0% APY) to maximize Huma Feathers, earning up to 25x the feathers during the limited-time launch promotion. Go big, go all-in. Flexibility: LPs can switch the mode of their existing positions anytime, at no extra charge beyond gas fees. Optional Lock-ups for more rewards: While not required, locking your deposit for 3 or 6 months significantly increases your Feather reward multipliers. The longer the commitment, the bigger the multiplier. During the lock-up period, users generally cannot withdraw their funds without forfeiting some accrued rewards, thus ensuring predictable liquidity management for Huma and stable returns for users. $PST: Liquid & composable LP token: Depositing in Classic mode gets you the liquid LP token $PST (PayFi Strategy Token). It represents your share, is yield-bearing, and is built for DeFi composability, plugging right into the Solana ecosystem. Our Huma 2.0 launch integration partners are: Jupiter: Swap $PST for USDC anytime, instantly. Kamino: Borrow USDC against your $PST. Loop, farm, and maximize yield (coming soon). RateX: Split PST to enter leveraged YT/PT strategies (coming soon). Referral system: Grow the community and get rewarded. Earn 10% of the Feathers collected by friends you invite for one entire year.
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#Humafianace @Huma Finance 🟣 We've designed Huma 2.0 with flexibility and choice at its core, rolling out a set of features that let users choose how they want to earn. Here’s a breakdown of what’s inside: Choose the path that suits your goals: Classic mode: Provides stable, double-digit real yield (currently 10.5% USDC APY, updated monthly) combined with baseline Huma Feathers. Think steady, predictable, sustainable. Maxi mode: Built for Huma maxis. Skip the USDC yield (0% APY) to maximize Huma Feathers, earning up to 25x the feathers during the limited-time launch promotion. Go big, go all-in. Flexibility: LPs can switch the mode of their existing positions anytime, at no extra charge beyond gas fees. Optional Lock-ups for more rewards: While not required, locking your deposit for 3 or 6 months significantly increases your Feather reward multipliers. The longer the commitment, the bigger the multiplier. During the lock-up period, users generally cannot withdraw their funds without forfeiting some accrued rewards, thus ensuring predictable liquidity management for Huma and stable returns for users. $PST: Liquid & composable LP token: Depositing in Classic mode gets you the liquid LP token $PST (PayFi Strategy Token). It represents your share, is yield-bearing, and is built for DeFi composability, plugging right into the Solana ecosystem. Our Huma 2.0 launch integration partners are: Jupiter: Swap $PST for USDC anytime, instantly. Kamino: Borrow USDC against your $PST. Loop, farm, and maximize yield (coming soon). RateX: Split PST to enter leveraged YT/PT strategies (coming soon). Referral system: Grow the community and get rewarded. Earn 10% of the Feathers collected by friends you invite for one entire year.
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#HumaFinanceReal The Huma Foundation is kicking things off with Season 1 Airdrop, with 5% of the total $HUMA supply going to early adopters: 65% is allocated to LPs, distributed proportional to Feathers Earned. Fully unlocked at TGE, except for institutions with pre-defined vesting schedules. 25% goes to the Ecosystem, rewarding the PayFi ecosystem partners that bring real yield on-chain, contributing to Huma’s transaction volume and revenue. Ecosystem airdrop follows a 6-month vesting schedule. 10% is dedicated to community engagement, encouraging growth and participation, fully unlocked at TGE. Today marks a pivotal moment for Huma and the DeFi ecosystem as we launch Huma 2.0, our permissionless, compliant, and composable yield platform built on Solana. With Huma 2.0, we're opening access to stable, double-digit yield generated by real payment financing activities. The opportunities previously reserved for institutions are now available to everyone—and it's about time. By making our product permissionless, we’ve now made real yield accessible to everyone, allowing anyone, anywhere to earn from the flow of real-life commerce.
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#HumaFinanceReal The Huma Foundation is kicking things off with Season 1 Airdrop, with 5% of the total $HUMA supply going to early adopters: 65% is allocated to LPs, distributed proportional to Feathers Earned. Fully unlocked at TGE, except for institutions with pre-defined vesting schedules. 25% goes to the Ecosystem, rewarding the PayFi ecosystem partners that bring real yield on-chain, contributing to Huma’s transaction volume and revenue. Ecosystem airdrop follows a 6-month vesting schedule. 10% is dedicated to community engagement, encouraging growth and participation, fully unlocked at TGE.
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The GENIUS Act The bill signed into law Friday, and the one that could usher in the most significant changes, is the GENIUS Act. It paves the way for private firms to issue what are known as stablecoins, which are privately issued digital money — think Toys R’US’ “Geoffreybucks” for the 21st century. (The “stable” part of stablecoin comes from the idea that the tokens’ value would always be equivalent to $1.) While some firms have already been issuing stablecoins, they’d been operating in a legal gray zone. The GENIUS Act lays out specific requirements for companies who issue stablecoins, like complying with anti-money laundering laws and monitoring and reporting suspicious activity. In the eyes of many consumer protection advocates, the requirements are grossly inadequate. “The reason you would never recommend grandmother use a stablecoin is she would have to give away a dollar that’s protected by the federal government and deposit insurance, and which comes with a ton of consumer protections, and which pays interest in her banking account, in exchange for a stablecoin that doesn’t have any of those things,” said Corey Frayer, director of Investor Protection for the Consumer Federation of America. Most entities now considering tapping into stablecoins amid the GENIUS Act’s passage say they would first use them for largely “back-end” purposes, like reducing fees paid by merchants to credit card companies or more easily converting currencies from cross-border payments. Mainstream financial institutions are interested. The Wall Street Journal has reported several large U.S. banks, along with the payments platform Zelle, are in talks about issuing a joint stablecoin. While Zelle is free for its users, the cost of running it shows up elsewhere in the form of other fees charged by banks.
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