🔻 FWU Life Insurance Lux S.A. — officially liquidated.
👉 Worked since 1999, was part of the German holding FWU AG. Founded in 1983 in Munich.
On January 31, 2025, the court in Luxembourg made a decision to liquidate the company. The reason is the financial insolvency of the FWU AG holding, which went bankrupt back in July 2024.
⚠️ What does this mean for clients?
Thousands of people who invested money in FWU to have a private pension or savings for the future lost access to their funds. Some invested tens and hundreds of thousands of euros for years. And now — their money is “stuck” in liquidation, access to accounts is blocked, compensations — in question.
💬 This is all you need to know about “reliable” private pensions and life insurance companies.
FWU — this is not some garage firm. This is a large, well-known structure from the EU that has operated worldwide. This is not Ukraine, this is Luxembourg, Germany, France, Italy…
But the money still burned.
📉 Who's next?
Is it excluded that something similar will happen tomorrow with:
• MetLife?
• StarLife?
• any other life company?
No, it is not excluded.
📛 Don't get involved in life “pension” programs.
No “save for 10-20 years and you will get happiness.” This can be a financial trap. The company can disappear — and along with it your “pension.”
💡 And if you do save — then not in fictitious promises.
Consider Bitcoin (#BTC ) — limited supply, global liquidity, transparent technology. In the long run, the price could reach $500,000 – $1,000,000 per 1 BTC. Even partial ownership of BTC is better than blind faith in the “guarantees” of private insurers.
🔐 The essence is simple: either you control your assets — or someone else controls them.
And if this “someone” disappears — you lose everything.
