#加密圆桌讨论

#加密圆桌讨论 **Encrypted Roundtable Discussion: Balancing DeFi, Code, and Regulation**

Recently, the cryptocurrency roundtable hosted by the U.S. Securities and Exchange Commission (SEC) has attracted widespread attention, focusing on decentralized finance (DeFi), code responsibility, and regulatory frameworks. With the rapid development of DeFi, the conflicts between its anonymity, open-source nature, and the existing regulatory system have become increasingly prominent, making the balance between innovation and compliance a focal point.

Some viewpoints argue that DeFi developers should only be responsible for the code, like traditional open-source developers, and not bear financial regulatory obligations. This stance emphasizes the decentralized nature of technology, suggesting that excessive regulation could stifle innovation. However, opponents point out that DeFi projects involve user assets and financial risks, and complete detachment from regulation could lead to fraud and market chaos, harming investor interests.

The SEC's involvement reflects the regulatory body's concern about the potential risks of DeFi. Future possible solutions include creating adaptive regulations that protect investors while allowing space for technological development. Developers may need to align with compliance requirements based on code transparency, such as introducing identity verification or risk warning mechanisms.