$ETH Cryptocurrency Deposit and Withdrawal Guide: Avoiding Frozen Card Risks
1. Platform Selection Principles
1. Three Core Standards:
Top five platforms by global trading volume (Binance/OKX/Coinbase)
Possessing complete compliance licenses (e.g., MSB/FCA)
Fiat channels supporting bank transfers/P2P
2. Pitfall List:
Lesser-known small and medium exchanges
Platforms claiming 'absolutely no frozen cards'
Exchanges with vague registration locations
2. Bank Account Isolation Plan
1. Dedicated Card Configuration Recommendations:
Preferred: Local city commercial bank Type II account (e.g., XX Rural Commercial Bank)
Alternative: Four major banks Type III electronic account
Absolutely avoid: Salary card/mortgage card/social security card
2. Cold Knowledge:
Local bank risk control characteristics:
Slow freezing response time of 24-48 hours
Unfreezing requires going to the bank where the account was opened
Daily limits are usually low (within 50,000)
3. Full Process of Transaction Risk Control
1. Currency Selection Strategy:
Safety Level:
BTC > ETH > Other mainstream coins > USDT
(Recommend BTC/ETH ratio over 60%)
2. Merchant Screening Criteria:
Certified merchants (with blue V mark)
Number of transactions > 5000
Negative review rate < 1%
Registration time > 2 years
3. Trading Behavior Taboo:
Continuous trading with the same merchant
Quick in and out (
Round number transactions (e.g., 10,000 yuan)
Large transactions at night (23:00-5:00)
4. Fund Arrival Handling Plan
1. Tiered Processing Flow:
①
TM withdrawal
② 10,000-50,000: Withdraw over 3 days
③ >50,000: Purchase gold/financial products
2. Fund Settlement Period:
Amount Range Suggested Settlement Time
50,000-200,000 3-7 days
>200,000 Over 1 month
5. Safety Rules
1. Fund Diversification Principle:
Use accounts from 3 different banks
Single account daily transaction
Funds should stay in at least 3 intermediary accounts
2. Psychological Preparation:
Assume the next second will be frozen
Safety is 100 times more important than the exchange rate
Slow withdrawal = Quick
