**My friend lost access to his money for 4+ months after a "normal" USDT trade. Here’s how YOU can stay safe.**
**💥 What Happened (True Story)**
- **February:** Friend bought USDT via Binance P2P using UPI.
- **Hours later:** Bank account **frozen**—flagged for "suspicious activity."
- **June:** Still locked. **No timeline. No solutions.** Just endless calls to the bank.
**🕵️♂️ The Shocking Reason:**
The seller was linked to **fraudulent transactions**—and my friend’s payment got him **caught in the crossfire.**
*(This happens DAILY in India/Pakistan. You could be next.)*
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### **✅ 3 LIFE-SAVING P2P RULES (LEARN FROM OUR MISTAKE)**
#### **1️⃣ ONLY Trade With "Green Flags" Sellers**
✔️ **100+ completed trades** (not 50—go higher).
✔️ **98%+ completion rate** (95% is too risky).
✔️ **Account age 6+ months** (avoid new sellers).
#### **2️⃣ Name Match = NON-NEGOTIABLE**
🚫 If the seller’s Binance name **doesn’t 100% match** their bank account name → **CANCEL.**
*(Even "Rajesh Kumar" vs "R. Kumar" can get you flagged!)*
#### **3️⃣ Triple-Check Before Sending Money**
🔍 **Verify:**
- Exact bank name/account number.
- Transaction amount (no "extra fees" scams).
- Screenshot EVERYTHING (your only proof later).
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### **🔥 EXTRA SAFETY HACKS (Banks HATE These)**
- **Use "Escrow" only**—never deal outside Binance.
- **Start small**—test new sellers with $10–$20 first.
- **Avoid UPI**—use IMPS/NEFT (lower fraud risk).
- **Keep records**—screenshots, TXN IDs, chat logs.
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### **⚠️ WHY THIS IS CRITICAL (PAK/INDIA USERS READ!)**
Banks **freeze first, ask later**. Once locked:
- **No access to funds** for months (or years).
- **Legal hassle**—police reports, endless calls.
- **Credit score damage**—loans/cards get rejected.
*(Yes, even if you’re innocent.)*
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### **📌 FINAL WARNING**
P2P is great—but **one wrong trade can ruin your financial life.** Stay paranoid.
**🔁 Share this to save a friend from disaster!**
**💬 Comment "SAFE" if you’ll follow these rules!**