In the latest panel discussion on digital currencies at the U.S. Securities and Exchange Commission (SEC), prominent figures discussed decentralized finance (DeFi), programming, and regulation:

• SEC Chair, Gensler: "Engineers should not be held responsible for how others use their programming."

• Hester Peirce: "Programming is protected free speech under the First Amendment."

• Erik Vorhees: "Smart contracts are a gradual improvement over human regulators."

• Others argued that decentralization is not lawless - it is transparent, predictable, and user-driven.

💬 What do you think of these remarks? Should DeFi developers be protected like open-source software developers - or held accountable like financial intermediaries? How should regulation evolve as reliance on programming increases?

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