In the first part, we covered the basics of a rich mindset. Now let's move on to specific actions that will help you build capital, even if you have no money.
1. Start with investing in yourself
Kiyosaki says: 'Your most important asset is your mind.'
- Free knowledge: books, podcasts, YouTube (finance, investments, business).
- Cheap skills: learn to sell, negotiate, the basics of accounting.
- Networking: communicate with successful people, learn from their experience.
👉 Advice: Read 'Rich Dad Poor Dad' and 'Cashflow Quadrant' — it’s essential.
2. Use 'Other People’s Capital' (OPC — Other People, Money, Experience)
If you don’t have your own money — use someone else's:
- Partnerships (someone provides money, you provide the idea or work).
- Crowdfunding (raising funds for a startup).
- Business loans (but only if it’s an asset, not a liability!).
📌 Example: Kiyosaki bought real estate without his own money — through loans secured by collateral or partnership schemes.
3. Create a source of passive income
The rich do not work for money — money works for them. How to do this without starting capital?
- Freelance → Product: start with services (for example, copywriting), then create a course or a book.
- Renting: if you don’t have your own property, you can sublet (for example, rent an apartment and rent it out daily).
- Equity in the business: offer your skills for a share in a startup.
4. Invest in what you understand
Kiyosaki advises: 'Don't invest blindly.'
- Real estate: start small (for example, renting a room).
- Stocks/crypto: only after studying.
- Business: it's better to enter what you understand.
⚠️ Newcomers' mistake: investing in 'hot' tips from the internet without analysis.
5. Learn to sell
Money comes through the exchange of values. Even if you don’t have a product:
- Reselling goods (dropshipping, marketplaces).
- Mediation (for example, finding clients for a business for a %).
- Personal brand (blog, social media — then monetization).
🔥 Kiyosaki's phrase: 'If you can't sell — you won't earn anything.'
6. Avoid 'rat races'
- Don’t go into debt for liabilities (loans for iPhones, cars).
- Don’t work just for a salary — build a system.
- Don’t be afraid of risk, but account for it.
7. Act, even if it's scary
Kiyosaki went through bankruptcy, but it didn't stop him.
✅ Starting without money is okay.
✅ The first failures are part of the journey.
✅ The main thing is to start and not give up.
What to do right now?
1. Choose 1 skill that can be monetized (sales, copywriting, design).
2. Find free resources for learning.
3. Start small (freelancing, reselling, partnerships).
4. Reinvest the first money into assets.
What step are you ready to take today? 🚀
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