I just used the Solayer jade card to bind Alipay to buy a cup of milk tea, and my phone went "ding"—spending 1 USDC earned me 1 point, which can also be exchanged for Bitcoin airdrops. I was stunned: can people in the crypto space finally stop the hassle of cashing out? Isn’t this card merging a crypto wallet with daily spending?
The jade card can really be used as a "universal wallet". Binding Apple Pay and WeChat Pay is effortless, and you no longer have to worry about risk controls rejecting payments for Twitter blue checks or ChatGPT subscriptions. In practical tests, I bought a cup of coffee and charged a membership, and it was instant without any fees. Even better, for every 1 USDC spent, you can earn 1 point, which can be exchanged for LAYER airdrops, and the second season even gives Bitcoin—this isn’t spending money; it’s like mining while spending!
But don’t just focus on the excitement; it has hidden features as well; depositing USDC can earn a 4% annual yield, linked to US Treasury bonds, which is much better than Yu'ebao. My friend deposited 20,000 USDC, and the interest for one month was 800 bucks, much easier than his job. The key is this money can be spent directly, buying coffee, charging game coins, or charging a Tesla, turning USDC in the crypto wallet into "liquid money," no longer locked in an exchange gathering dust.
The technology is really solid. In practical tests, payment has 0 latency, purchasing an NFT is instant, unlike some chains that require a 10-minute wait. Behind this is Solayer's InfiniSVM technology, with a million TPS performance that directly crushes Visa, and cross-chain transfers are as fast as sending a WeChat message. The project team has also integrated the SOL ecosystem, making payments for future SOL chain projects smoother, and as the ecosystem grows, the value of the card will only increase.
However, there are some drawbacks; you can only deposit USDC, withdrawals are not allowed, and SOL cannot be deposited, so you have to wait for future upgrades; the withdrawal fee is 1.5%, which is a bit high; points expire after 30 days, so if you don't spend, you waste them. But I see foreigners in the community using it more skillfully; some are earning points shopping on TikTok, others are getting double benefits while taking Uber, and even some are cycling credit cards to earn points—of course, this carries risks, so don’t imitate.
Recently, the price of LAYER has risen 20% against the trend, and I guess it’s because large funds are betting on it. After all, the number of jade card users has surpassed 500,000, the on-chain TVL has tripled, and a certain exchange has even launched futures with a 400% premium; the market is voting with its feet, believing this card can become an "entry-level product" for crypto payments.
To be honest: the jade card is not perfect, but if you don’t get on board now, waiting for it to support SOL withdrawals and multi-currency bindings might mean you miss out on this good opportunity.
I suggest small funds to first try out spending to accumulate points, keep the larger amount in USDC to earn interest, and use the rest for airdrop speculation—after all, while others are still figuring out how to cash out, you can already buy milk tea with cryptocurrency and earn Bitcoin. You should take advantage of this wave of benefits.
