Will stablecoins become the 'default option' for global payments?

—— This matter being discussed by Apple, Google, Airbnb, and Musk may change the way we use cryptocurrencies.

🧭 Introduction: The quiet approach of a 'payment revolution'

Recently, it has been reported that Apple, Google, Airbnb, and Musk's X are in preliminary discussions with several cryptocurrency companies to explore the possibility of integrating stablecoins into their payment systems.

What seems like an ordinary industry chain message could actually be the prelude to a 'remodeling of the global payment landscape'.

🌍 1. Why stablecoins?

In terms of payment efficiency, stablecoins are like 'putting wheels on blockchain':

They are pegged to fiat currency prices, avoiding wild fluctuations, which lowers user psychological costs;

Transactions are almost instantaneous, without the need for intermediary clearing;

Even in areas difficult to reach by traditional banks, funds can flow from 'wallet to wallet'.

Compared to traditional cross-border payments that can take 3 to 5 days and charge fees up to 3% to 8%, the advantages of stablecoins are overwhelming.

This is precisely the reason why major platforms 'have to talk' about it.