$USDC

Tech giants are accelerating their布局 in the stablecoin sector

to optimize payment efficiency and reduce transaction costs.

Companies such as Apple, X (formerly Twitter), and Airbnb

have begun discussions with stablecoin issuers like Circle

with plans to integrate stablecoins into their payment systems

reducing reliance on traditional payment networks (such as Visa and Mastercard).

Meta is also rebooting its exploration of blockchain payments

intending to lower cross-border payment costs through stablecoins.

Additionally, PayPal has launched PYUSD and is offering yield incentives

while Stripe is promoting the globalization of stablecoin payments through the acquisition of the Bridge platform.

As the U.S. "GENIUS Act" advances regulatory frameworks,

the entry of tech giants may reshape the financial landscape

but also raises concerns about "shadow banking" and systemic risks.