#交易手续费揭秘 Tech giants are accelerating their layout in the stablecoin field to optimize payment efficiency and reduce transaction costs. Companies like Apple, X (formerly Twitter), and Airbnb have begun discussions with stablecoin issuers such as Circle to integrate stablecoins into their payment systems, reducing reliance on traditional payment networks like Visa and Mastercard. Meta is also restarting its exploration of blockchain payments, intending to lower cross-border payment fees through stablecoins. Additionally, PayPal has launched PYUSD and offers yield incentives, while Stripe is promoting the globalization of stablecoin payments through its acquisition of the Bridge platform. As the U.S. 'GENIUS Act' advances the regulatory framework, the entry of tech giants may reshape the financial landscape but also raises concerns about 'shadow banking' and systemic risks.