$USDC

1. Market Demand and Efficiency Improvement

Traditional cross-border payment costs are high and time-consuming (for example, a wire transfer of 1 million USD takes several days and costs thousands of dollars), whereas stablecoins can compress this time to just a few minutes and the cost to less than 10 dollars. Technology companies are optimizing payment routes through blockchain technology to capture market share.

2. Acceleration of Compliance Trends

The implementation of the U.S. 'GENIUS Act' and Hong Kong's 'Stablecoin Regulation Draft' establishes a clear regulatory framework for stablecoin issuance (such as the 100% fiat reserve requirement), attracting major players to enter and develop compliant businesses.

3. Building an Ecological Closed Loop

Companies integrate their ecosystems through stablecoins, such as Meta's social payments, Stripe's enterprise account services, and JD.com's cross-border trade, forming a closed-loop advantage of 'payment + scenarios + data'.