#科技巨头入场稳定币 Comprehensive summary of the entry of technology giants into stablecoins:

Stripe

In February 2025, acquired the stablecoin infrastructure platform Bridge, launched "stablecoin financial accounts," allowing business users in 101 countries to hold account balances in stablecoins, and also released the programmable stablecoin USDB.

PayPal

Starting in 2025, offers a 3.7% yield on PYUSD held in PayPal or Venmo balances for U.S. users, incentivizing them to buy and hold stablecoins.

Coinbase

Launched the x402 payment standard, specifically designed for internet-native payments, aiming to achieve atomic-level transactions between APIs, applications, and AI agents.

Meta

Three years after abandoning the Libra/Diem project, is in preliminary talks with several crypto companies regarding stablecoin applications, exploring cross-border payments for creators through stablecoins to reduce costs.

JD.com

JD Coin's Hong Kong dollar stablecoin JD - HKD has been applied in the Southeast Asian e-commerce market, shortening the cross-border settlement cycle from T+3 days to real-time arrival, reducing transaction fees to 0.05%, and promoting the interaction design between stablecoins and the digital renminbi system.

Xiaomi

Its Tianxing Bank is collaborating with JD.com to develop stablecoin payment solutions, competing for the Southeast Asian remittance market.

Newland

As the core supplier of JD's stablecoin acquiring devices, its smart POS terminals cover merchants in 120 countries, supporting settlement in 38 currencies, and the new generation of terminals is equipped with a "Harmony + Cross-border Payment" dual system, receiving 200,000 orders in the Southeast Asian market in 2025.

Hailiang Jinhui

Its subsidiary, Lian Dong You Shi, is one of the first licensed payment institutions by the central bank, with cross-border payment operations covering over 130 countries, processing over 500 billion yuan in 2023, and its subsidiary is deeply involved in the central bank digital currency bridge project, collaborating with companies like JD.com to conduct pilot projects for cross-border payments for small and micro enterprises.

Sifang Jingchuang

As the main service provider for the Hong Kong Monetary Authority's virtual asset project, the FINNOSafe platform it launched has supported stablecoin issuance, holding over 20 patents for blockchain cross-border settlement, providing financial institutions with full-process technical support from stablecoin issuance to cross-border clearing.

Additionally, it has been reported that large tech companies such as Apple, X, Airbnb, and Google are also in preliminary talks with crypto companies about integrating stablecoins, aiming to reduce transaction costs and optimize cross-border payment processes.