A neighbor in his 90s achieved financial freedom by trading cryptocurrencies and directly purchased a row of villas in Shenzhen with full payment. He was originally a programmer and accumulated a significant amount of BTC while playing games in his early years, later selling it off gradually and clearing everything in 2020.

According to friends, he earned over 50 million from selling coins (the real number is known only to him). After making money, he also sent his younger brother, who is in college, to study abroad in the UK for a better experience.

I had a meal with him recently and was surprised by his understated lifestyle; he has been driving the same Crown for 6 years without changing it, and he doesn't own a single luxury item.

When we talked about the cryptocurrency market and stock trading, his words enlightened me: "Never envy those who become rich overnight in the crypto world; they are all favored by destiny. Making money in crypto relies half on skill and half on luck. What you need to do is maintain the right mindset." He expressed relief for having sold his coins early, as the risk of large-scale coin selling has been very high in recent years. His current investment portfolio is: 50% fixed bank investments + 30% stocks + 20% liquid cash, a solid state of financial freedom.

The reason for sharing this is to tell everyone: whether it’s speculation or investment determines the level of risk for your funds.

Use no more than 20% of your assets to trade cryptocurrencies; even if you incur losses, it’s not a big deal. Be decisive when facing major market movements, take profits and cut losses promptly, and perhaps one day, Lady Luck will smile upon you.