In a DeFi environment saturated with speculative yields, Huma Finance stands out by offering sustainable returns backed by real-world assets. Its innovative PayFi network is transforming global payment financing, providing instant and accessible liquidity for both individuals and businesses.
Huma Finance 2.0: Launch on Solana and Participation in Binance Square
On April 10, 2025, Huma Finance announced the launch of Huma 2.0 on the Solana blockchain, marking a significant milestone in its evolution. This launch was highlighted in Binance Square, where it was presented as a real yield, permissive, and composable platform built on Solana. The news was published by Chainwire in Binance Square, emphasizing the importance of this development for the crypto community.
Participation Modes: Classic and Maxi
Huma 2.0 introduces two participation modes to cater to different user profiles:
Classic Mode: Offers stable yields in $USDC , updated monthly, along with additional rewards called Huma Feathers.
Maxi Mode: Designed for users looking to maximize the accumulation of Huma Feathers, earning rewards at a rate 5 times higher without receiving yield in $USDC .
Users can switch between these modes at any time, providing flexibility and control over their investments.
Integrations and Composability in DeFi
Huma has introduced the $PST (PayFi Strategy Token), a liquid and yield-generating token that allows users to integrate their Huma positions with leading protocols on Solana. For example, users can exchange $PST for $USDC through Jupiter and use it as collateral on Kamino to obtain loans in $USDC, thus optimizing their yield strategies.
Institutional Backing and Strategic Expansion
In September 2024, Huma raised $38 million in a funding round led by Distributed Global, with participation from Hashkey Capital, Folius Ventures, the Stellar Development Foundation, and TIBAS Ventures. This investment is aimed at expanding the PayFi network to the Stellar and Solana blockchains and strengthening its presence in the global market.
Additionally, Huma has partnered with Visa in a pilot program to improve payment systems using blockchain technology, aiming to reduce delays and costs associated with traditional financial transactions.
Conclusion
Huma Finance is redefining the DeFi landscape by offering real and sustainable yields backed by real-world assets. Its active participation in Binance Square and its expansion to high-performance blockchains like Solana and Stellar demonstrate its commitment to innovation and global financial accessibility.
