1. What is HUMA Finance?
HUMA Finance is a decentralized lending protocol that uses real financial assets to provide liquidity. It focuses on financing payments and revenues, allowing users to access capital based on future cash flows rather than traditional collateral.
2. Launch on Binance Launchpool
HUMA Finance became the 70th project on Binance Launchpool, where users can farm HUMA tokens by staking BNB, FDUSD, or USDC. A total of 250 million tokens (2.5% of the total issuance) are allocated for farming, and the listing on Binance will take place on May 26, 2025.
3. Who is behind the project?
The company was founded in 2022 in San Francisco. Among the founders are Erbil Karaman, Lei Du, Richard Liu, Ji P, and Michael Liu. The project raised $46.3 million in investments, including $38 million in a Series A round from Distributed Global, Race Capital, and other venture funds.
4. Partnership with Circle
HUMA Finance actively collaborates with Circle, using USDC for global financing. The project has also partnered with Arf, a liquidity platform supported by Circle, to enhance the tokenization of real assets and cross-border payments.
5. Prospects
- Growing tokenization market: HUMA Finance integrates real financial assets into the blockchain, attracting institutional investors.
- Strong partnerships: collaboration with Circle and other major players enhances trust in the project.
- Innovative model: PayFi allows businesses to obtain financing based on future revenues rather than traditional collateral.
HUMA Finance appears to be a promising project, especially considering its integration with Circle and Binance.
