$XRP #XRP: Scam? Only against FUD!

While some “social media experts” shout that XRP is the biggest scam in cryptocurrencies, those who study the market seriously know that the story is quite different. In fact, what we have here is one of the most solid crypto assets, with real application in the global financial system.

Let's look at the facts:

1. SEC lawsuit? That strengthens, not weakens.

Contrary to what is spread around, the lawsuit filed by the SEC (Securities and Exchange Commission of the USA) against Ripple did not prove any fraud. On the contrary: the 2023 ruling recognized that XRP is not a security in retail trading. This opened doors for the return of major exchanges and renewed confidence in the asset.

2. “Corporate currency”? I prefer to call it “currency with real application”.

While many projects live only on promises and nice whitepapers, Ripple has partnered with banks, remittance companies, and financial institutions in over 55 countries. XRP was made to work, and not just to feed fanatics for absolute decentralization.

3. Centralized? Safer and more efficient.

Let's stop pretending that all extreme decentralization is good. Ripple maintains part of the control of the ecosystem precisely to ensure stability and governance — essential qualities for those who want to operate billions in international payments, and not just make memes in forums.

4. Whales dumping? This exists in EVERY crypto.

Bitcoin, Ethereum, Solana — all have whales. The difference is that in XRP, the panic is louder because many do not understand the market. If you are retail and buying on hype, the mistake is yours — not the currency's.

5. Brad Garlinghouse is the new SBF? Please...

Comparing Brad with the convicted criminal Sam Bankman-Fried is simply dishonest. Brad has never misappropriated funds, nor lied to investors. He is at the head of one of the few crypto companies that continue to seek regulation and legality.