The Future Bank Has No Humans — Just AI

And it just raised $18 MILLION.

Sean Neville — the cofounder of Circle (the company behind USDC) — has just launched something mind-blowing:

Catena Labs — an AI-native bank built for a future where bots manage your money better than humans ever could.

Backed by Giants:

a16z Crypto ⚙️ | Breyer Capital 💼 | Coinbase Ventures 🏦 | and even NFL legend Tom Brady 🏈

This isn’t your dad’s fintech startup.

It’s a future where AI becomes your banker, your financial advisor, and even your risk analyst — all in real time.

“You should be able to meet your banker wherever you are,” Neville said.

That could mean a chatbot in your living room, a voice assistant in your car, or an AI agent running 24/7 on your phone.

Quick Facts:

$18M seed funding secured 💰

Open-source protocols for AI-powered payments & identity launched 🔐

Not strictly blockchain — but crypto-integrated ⚡

9-person team currently building quietly in stealth mode

And while Neville builds the future…

His old company Circle is making headlines:

IPO plans are still alive — but rumors say they might sell to Coinbase or Ripple. Circle reportedly wants a $5 billion valuation.

So while others argue about bull or bear markets…

Sean Neville is designing a world where your next banker isn't human — it’s a hyper-intelligent AI.

#AIbanking #FintechFuture #CryptoNews #CatenaLabs #MerlinTradingCompetition