XRP remains one of the most popular altcoins, boasting about 6.5 million active wallets worldwide, yet its growing price is making the once‑attainable goal of 1,000 XRP feel increasingly distant for average buyers. Over 81% of these wallets—some 5.2 million—hold fewer than 500 XRP, with 2.7 million addresses (42%) containing up to 20 XRP and another 2.5 million (39%) holding between 20 and 500 XRP. This distribution highlights the retail‑driven nature of XRP’s ecosystem, where most participants maintain only modest stakes. The 1,000‑XRP benchmark has become a psychological milestone for many, but analysts warn that rising prices may soon price out casual investors. Price forecasts vary wildly: Javon Marks predicts a 50× surge to around $123 within this year, Telegaon analysts see $100 XRP by 2040, and Matthew Brienen of CryptoGuard envisions $1,000 XRP by 2035—while chartered financial analyst Rajat Soni dismisses even a $100 target as overly optimistic. Such divergent views underscore the uncertainty surrounding XRP’s long‑term trajectory, which hinges on widespread adoption, regulatory clarity, and real‑world utility. Ultimately, while accumulating 1,000 XRP remains an appealing goal, actual returns will depend on market forces beyond any individual’s control. Investors should conduct thorough research, set realistic expectations, and recognize that the window for easy access to 1,000 XRP may be closing.