When the financial market declines, investing wisely is the optimal solution to preserve capital. One of the best ways to navigate through this period is to adopt a buy-and-hold policy for long-term stocks. Additionally, you should avoid reacting to short-term market fluctuations and rely on the fundamental value of companies. Furthermore, it is advisable to choose investments in sectors that have stable business characteristics and strong financial growth. Ultimately, consulting with a professional financial advisor can help determine the best steps for successful investing during a market downturn.

Mills, R., & Moosa, I. (2020). Behavioral strategies for investing in falling markets: Insights for advisors. Journal of Financial Planning, 33(1), 56-63.