In August, I sold ICBC, which I had held for two years, because when I bought ICBC, the stock price was only 4.3 yuan, and at that time, the expected dividend was 0.3 yuan per share, which made it impossible not to buy it.

In August, ICBC rose to over 6 yuan. The future space is very limited. Therefore, I sold ICBC.

But the market point at that time was very low, and I couldn't decide which stock to buy. So, I bought 300 ETFs in total.

After buying, it dropped, but the maximum drop was only 3%, and then I experienced an epic rebound.

ETFs are your decision when you judge that the current index point is relatively low but cannot judge individual stocks.

Buy ETFs, and you don't have to worry too much about trends. Just maintain a certain judgment on the overall trend.

But stocks are very difficult. No matter how good the performance is, there is still a risk of a big drop. Conversely, even if the performance is not good, it may rise to an unimaginable height after you sell.