Is 10,000 $XRP Enough to Retire?
It depends on your goals. At today’s price (~$2.43), 10,000 XRP is worth about $24,300—not nearly enough for retirement.
To reach $1M, XRP would need to hit $100, implying a $5.8T market cap—unlikely.
To reach $5M, XRP would need to hit $500 (market cap ~$29T)—highly unrealistic.
To reach $10M, XRP would need to hit $1,000—near impossible.
A more realistic path?
Holding 100,000 XRP with a $10 price target could yield $1M—far more attainable.
Conclusion: 10,000 XRP won’t retire you yet—but strong growth and smart accumulation could still pay off.