Is 10,000 $XRP Enough to Retire?

It depends on your goals. At today’s price (~$2.43), 10,000 XRP is worth about $24,300—not nearly enough for retirement.

To reach $1M, XRP would need to hit $100, implying a $5.8T market cap—unlikely.

To reach $5M, XRP would need to hit $500 (market cap ~$29T)—highly unrealistic.

To reach $10M, XRP would need to hit $1,000—near impossible.

A more realistic path?

Holding 100,000 XRP with a $10 price target could yield $1M—far more attainable.

Conclusion: 10,000 XRP won’t retire you yet—but strong growth and smart accumulation could still pay off.

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