The #稳定币日常支付 stablecoin, leveraging the stability of pegged fiat currencies, is gradually penetrating everyday payment scenarios. Its advantages include: 1. Eliminating the price volatility risk of cryptocurrencies, supporting small and frequent purchases such as coffee and online shopping; 2. Cross-border payments are received in seconds with fees only 1/10 of traditional SWIFT; 3. DeFi protocols enable automatic salary payments and bill deductions through smart contracts. Currently, compliant stablecoins like USDC and BUSD have been integrated with Visa cards and e-commerce platforms. Users need to be aware of the transparency of issuers and the risk of on-chain address freezes. The future integration of Central Bank Digital Currencies (CBDC) and compliant stablecoins may reshape the global payment ecosystem.