#美国加密立法 #美国加密立法 【#美国加密立法 New Developments】The U.S. Congress is accelerating the advancement of legislation for a cryptocurrency regulatory framework, and the bipartisan proposed '21st Century Financial Innovation and Technology Act' has sparked heated discussions. The bill explicitly defines the joint regulatory model of the CFTC/SEC for the first time, requiring exchanges to comply with registration and enhance consumer protection, while also establishing federal standards for stablecoin issuance.

Key points of contention include:

1. Applicability of DeFi regulation

2. Classification standards for securities/commodities

3. Division of regulatory authority between state and federal levels

Industry insiders believe this will reshape the global cryptocurrency compliance landscape, but the final version may need to compromise between Wall Street and Web3 demands.

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