#CryptoRegulation Cryptocurrency regulation is evolving rapidly in 2025, with global efforts to establish clear frameworks. In the U.S., the Financial Innovation and Technology for the 21st Century Act (FIT21) aims to delineate responsibilities between the SEC and CFTC, providing clarity for digital asset oversight. The SEC is also working on new rules for crypto tokens classified as securities. [1] Meanwhile, the DOJ has shifted its focus to prosecuting specific criminal activities involving digital assets, rather than broad regulatory actions. [2]

In the European Union, the Markets in Crypto-Assets Regulation (MiCA) has been fully applicable since December 2024, requiring licensing for crypto service providers and implementing measures for wallet ownership verification. [3] The International Monetary Fund (IMF) emphasizes the need for comprehensive policies, including licensing of service providers, prudential requirements for stablecoins, and international coordination to manage risks without stifling innovation. [4]

Overall, these developments reflect a global trend toward establishing regulatory clarity and protecting investors in the rapidly evolving crypto landscape.