#CryptoRegulation Innovation, Security, and Transparency**

The growing popularity of cryptocurrencies, NFTs, and decentralized platforms is demanding more robust responses from governments, central banks, and regulatory agencies. The concept of **#CryptoRegulation** — or regulation of crypto assets — involves the set of norms, guidelines, and laws aimed at organizing this market, protecting users and the financial system as a whole.

### Why is regulation necessary?

1. **Consumer protection**: With the proliferation of scams, financial pyramids, and collapses of centralized exchanges (such as FTX), many investors were left without legal protection. Regulation seeks to guarantee basic rights, such as transparency, refunds in case of bankruptcy, and access to clear information.

2. **Combatting money laundering (AML) and financing of terrorism (CFT)**: Cryptocurrencies can be used anonymously, raising concerns among authorities. Laws such as the **Travel Rule**, from FATF, are being adopted by various countries to track suspicious transactions.

3. **Systemic stability**: The growth of the crypto market, which exceeded US\$ 2 trillion in capitalization in 2024, requires oversight to prevent risks to the traditional financial system.

4. **Tax revenue**: Regulation facilitates the declaration and taxation of profits from digital assets, as well as combating tax evasion.