From $3 Billion to Zero in Just 3 Days — The Fall of Su Zhu
Once hailed as a genius in crypto finance, Su Zhu, co-founder of Three Arrows Capital (3AC), went from managing billions to total collapse — in just 72 hours.
The rise was meteoric.
In 2012, Zhu was a trader at Deutsche Bank.
By 2021, he led the most powerful hedge fund in crypto, with billions in AUM and bold bets on market cycles.
But his empire had a fatal flaw: reckless leverage.
3AC borrowed from everyone — BlockFi, Voyager, Genesis — then borrowed more on top of that. The strategy? Bet big and hope the market never turned.
Zhu wasn’t just risking his own capital. He had:
• Funds from billionaires
• Assets from other hedge funds
• Trust from crypto OGs
All invested into risky positions, including a $500 million bet on LUNA — which vaporized in 48 hours during its 2022 crash.
That collapse triggered a domino effect. Bitcoin tumbled. Collateral vanished. Creditors lined up. And Su Zhu? He disappeared.
Why did it all fall apart?
• No risk management
• Extreme leverage
• Zero transparency
3AC’s model only worked in a bull market. The moment prices dipped, the house of cards came crashing down.
The crash of Three Arrows Capital became one of the largest failures in crypto history — wiping out investors, shaking trust, and exposing the danger of unchecked greed.
Su Zhu’s story is a warning:
Even in crypto, leverage kills.
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