The market has surged sharply in the past few days, and surprisingly, some people want to take out loans to speculate on cryptocurrencies, which I truly cannot understand.

All investment assets have their ups and downs; relying on the crypto market to only rise and not fall essentially reflects a misunderstanding of investment and a lack of self-awareness.

Although #BTC has once again crossed the $100,000 mark, many people wonder why they shouldn’t invest money now that the market is rising. Look at how various institutions are increasing their BTC holdings, and even former U.S. President Trump purchased $3.5 million of #ETH.

Large institutions can buy $BTC even when it is over $90,000 because they have ample cash flow and strong competitive advantages.

For ordinary people, can everyone just directly buy BTC and make money? The reality is no.

Investing in BTC at $50,000 versus $90,000 involves completely different investment logic, but the fact is that the fundamentals of BTC have not changed at all.

For us ordinary people with limited funds, holding BTC at $50,000 and $100,000 involves two entirely different mindsets. Once BTC pulls back by $10,000 to $20,000, it may cause sleepless nights.

When buying BTC now, this should be considered: there is no such thing as a market that only rises and never falls. Those who say it's never too late to buy BTC, unless they have a strong financial background and a continuous ability to make money off-market, can only hold without fear of market fluctuations.

Although I still have confidence in BTC and I myself am fully invested in BTC, the difficulty of navigating the tail end of the market is not something novices can manage; in fact, those who choose to enter the market now are mainly novices.

Many people in the cryptocurrency space have a habit: unless they are stuck with no money left, they always feel uncomfortable if they don’t buy something every day.

It’s important to understand that money in your account is still money, but when it is converted into a specific cryptocurrency, you have to bear the risk of decline.

Our counter-trend strategy could be: buy heavily during large drops, buy slightly during small drops, don’t buy during stable periods, or reduce positions during large rises. This way, the probability of making small profits will be high, but making big profits still requires some skill, like being able to go all in on BTC during the 3/12 event.

How has your asset performance been during this round of increases? Feel free to share in the comments.