$XRP

XRP is a cryptocurrency created by Ripple Labs with the aim of facilitating fast and low-cost international transfers. Unlike Bitcoin, which is decentralized, XRP operates on a partially centralized network, ensuring greater speed in transactions. Its main use is among financial institutions, which use the token for immediate payment settlement. XRP stands out for its energy efficiency and scalability, processing thousands of transactions per second. Despite facing regulatory challenges, such as the SEC lawsuit in the USA, the coin remains one of the most popular in the cryptocurrency market.