Stablecoins are gaining momentum. Again. Meta has returned to the cryptocurrency conversation, planning to add stablecoin payments across its platforms. In the United States, lawmakers are still stuck trying to push the GENIUS Act, the first serious attempt to regulate them. No luck so far.

The CEO of Ripple supports this. He says stablecoins are clear, usable, and ready for mass adoption. Certainly, they are centralized, but without that, cryptocurrencies won't become mainstream.