#山寨季何时到来 XRP is a cryptocurrency launched by Ripple Labs, primarily used for cross-border payments and fund settlements between financial institutions. Compared to traditional international remittance methods, XRP has the advantages of fast transaction speed and low fees, aiming to improve global payment efficiency. In recent years, XRP has attracted significant attention due to the lawsuit with the U.S. Securities and Exchange Commission (SEC), but as the court ruled that some transactions do not constitute securities issuance, market confidence has gradually recovered. In 2025, the price of XRP saw a significant rebound, benefiting from new cooperation agreements reached by Ripple with multiple national banks. Despite facing regulatory uncertainties, XRP is still regarded as a cryptocurrency with potential in the fintech field.