🚨SEC VS RIPPLE CASE DECODED.
There’s been a flood of updates in the Ripple vs SEC saga—appeals dropped, fines slashed, deals inked.
Confused?
Here’s the clear breakdown of what's next.🧵
1️⃣ The Origin: December 2020.
The SEC sued Ripple, alleging it raised $1.3B through unregistered sales of XRP.
This wasn’t just about Ripple—it was about whether XRP was a security.
It put the entire U.S. crypto market on edge.
2️⃣ Key Ruling: July 2023.
Judge Analisa Torres delivered a split decision:
🔹 XRP sold to retail investors = not securities
🔹 XRP sold to institutions = are securities
This win for Ripple set the tone, but also led to a $125M penalty
3️⃣ Appeals Everywhere.
🔹 The SEC appealed the retail ruling.
🔹 Ripple appealed the institutional ruling.
This legal tug-of-war left everything in limbo throughout late 2024.
4️⃣ New SEC Leadership = Major Shift.
January 2025: Paul Atkins becomes SEC Chair.
Under his leadership, the SEC dropped its appeal in March 2025.
Ripple then withdrew its cross-appeal.
5️⃣ The Settlement: $50M Final Deal.
On March 25, both parties agreed:
🔹 Ripple pays $50M
🔹 Gets $75M back from escrow
🔹 SEC keeps no injunction on future XRP sales
Filed officially with the court on May 8.
6️⃣ Crenshaw Dissent.
SEC Commissioner Crenshaw pushed back—hard.
She warned the deal could let Ripple sell unregistered XRP again.
Critics fear this settlement weakens future crypto enforcement.
7️⃣ The Final Step: Judge Approval.
The deal now sits with Judge Torres.
Once she approves it (expected soon), the case is officially closed.
Quote: “After the injunction is dissolved... it will be over.”
8️⃣ Why It Matters.
Ripple is cleared to sell XRP institutionally—no restrictions.
The case that once threatened XRP’s existence now ends with:
🔹 No admission of wrongdoing
🔹 A drastically reduced fine
🔹 Greater freedom to operate
9️⃣ Market Reaction.
When the news broke:
🔹 XRP jumped ~10%
🔹 Briefly became the #3 crypto by market cap
🔹 Sentiment turned bullish—but volatility returned soon after.
🔟 What’s Next?
We wait for Judge Torres to sign off.
Once that happens:
🔹 Ripple’s 4-year battle ends
🔹 XRP gets a clean slate
🔹 Crypto regulation enters a new era—less about lawsuits, more about frameworks
Thanks for reading!
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