Recently in Bera's LP mining, I didn't hedge and it dropped too much. I also stored USDE in the pre-stored gold inventory, and after several months, the results came out with little gain, which is quite frustrating. The annualized return is 1%, giving a sense that funds are being diverted for the mainnet head mining, making a diversion to cover it up.

The LP earnings in Perpdex are also very unstable. It looks like the annualized return is high, but if traders make money during the time you deposit, you will also incur some losses. It seems that there is no lock-up, but in order to ensure gains, you have to keep it for a long time.

The best financial management is still stablecoins, and it’s best to use single-coin demand deposits, which have good flexibility and liquidity. If BTC crashes and presents a great opportunity, you can withdraw at any time to buy the dip.

Let me introduce a relatively good mine, the leading lending protocol on Sei, @TakaraLend, which will start a $500,000 incentive in collaboration with Bitget wallet this month and continue for three months.

The most intense business battles are often conducted in the most straightforward ways. Before there was an activity, the APY was 12%, and within a month it went from launch to 50M. After this activity started, it maintained around 30-40% for a while, then surged with 12M funds in one day, dropping back to below 20%.

This protocol is the dark horse of the Sei ecosystem this year, and the lending protocol with the fastest TVL growth. Those who still have stablecoins can use L0 to cross-chain and deposit. Note that this portion of extra income needs to be deposited using a BG wallet to qualify.

You don't have to worry about security; it has been audited by Zellic and Peckshield, and contract monitoring is conducted by Hypernative and Blocksec Phalcon. The deposits are non-custodial, ensuring users' asset ownership, and all operations are on-chain, transparent and reliable.

In addition, Takara's modular structure can be seamlessly integrated into other dApps, becoming a broader settlement layer.

In addition to stable visible fundamentals + incentive income, there are two hidden benefits.

First, Takara has not yet issued its own token. A few days ago, they announced a preview of the points system in a Space, and there will be additional token rewards after depositing.

Additionally, a few days ago they mentioned in the Space that after users obtain points, they won’t have to hold onto them without seeing returns. They can directly exchange them for NFTs or APY bonus rights. This means that even if you want to keep the points, you can still estimate their value through these concrete portions.

Another point is that the Sei ecosystem airdrops have always been quite comfortable among public chains.

In the first season, many people know that there are returns from cross-chain. The second season features Sei's staking and LST, as well as NFTs, which are not competitive; you only need to stake 42 SEI to get 200, and holding 42 ISEI gives you 3000. The rules are lenient, and the risk-reward ratio is super high.

It was clearly stated that there would be a third season. Recently, the foundation has also been promoting support for DeFi, with TVL inflow, hinting at some pre-emptive moves like Sui. Therefore, it can be reasonably speculated that the third season may reward DeFi users.

Additionally, to be safe, the cost of the SEI incentives earned is relatively low, and some can be exchanged for ISEI to enrich account interactions. A barbell strategy can also be adopted to use this portion of continuous income to participate in new opportunities on-chain.

In summary, certain returns + volatile coins are definitely a choice for large positions.