Convert it to $USDC before putting it into Binance Simple Earn.
Why? Because USDC often comes with a higher rate. Right now, USDT gives you 7.56% APR. But USDC? 10.58% APR.
That’s already a win—but it gets better if you turn on Auto-Subscribe.
Here’s where APR vs APY comes in: APR is the flat rate, assuming no compounding. But APY shows what you really earn with daily reinvestment.
So that 10.58% APR on USDC becomes about 11.13% APY—just by letting rewards auto-reinvest.
In one year, 100 USDT might grow to around 107.84. But 100 USDC? About 111.13.
Same money. Smarter setup.
Tiny change, better yield.
Already using Auto-Subscribe, or just found out about it? Tell me below—always curious what others are trying.
