As of May 2025, Stripe has launched cryptocurrency-based financial accounts and payment features globally, significantly expanding its services in the cryptocurrency space.

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🌐 Stripe Stablecoin Account Overview

Stripe's new feature allows users to send, receive, and hold USD stablecoin balances in over 100 countries, similar to traditional fiat bank accounts. The supported stablecoins include Circle's USDC and Bridge's USDB. These accounts are designed to provide more stable financial tools for countries with high inflation, capital controls, or weak financial infrastructure.

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💸 Stablecoin Payments and Settlements

• Payment Acceptance: Merchants can accept USDC payments, with supported blockchains including Ethereum, Solana, and Polygon. Stripe will automatically settle these cryptocurrency payments into fiat, depositing them into the merchant's Stripe account, eliminating the complexity of managing cryptocurrencies for merchants.

• Fee Structure: A 1.5% transaction fee is charged for each transaction.

• Integration Methods: Integration is supported through Stripe's Checkout, Elements, or directly using the Payment Intents API.

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📤 Stablecoin Payment Functionality

Stripe's Connect platform now supports payments using stablecoins, particularly suitable for freelancers, creators, and service providers.

• Supported Currencies: Currently supports USDC.

• Supported Networks: Base and Polygon networks.

• Wallet Compatibility: Most Ethereum-compatible wallets, such as Coinbase Wallet, are supported.

• Account Setup: Recipients must link their cryptocurrency wallets through the Express Dashboard and set the default currency to USDC.

• Payment Process: The platform uses the Transfers API to convert fiat to USDC and pay into the recipient's cryptocurrency wallet.