Stablecoins are gradually becoming a new pillar of global payments, especially demonstrating significant advantages in cross-border transactions and high-inflation areas. With Stripe launching accounts supporting USDC and USDB in over 100 countries, businesses can more easily transfer funds between crypto and fiat, reducing reliance on traditional banks, accelerating settlements, and lowering costs. For everyday transfers, platforms like Stripe offer convenience and strong compliance, making them suitable for businesses and most users; while crypto-native wallets are more suitable for individuals pursuing extreme decentralization and self-control. In the future, stablecoin payments are expected to deeply integrate with traditional finance, driving global payment innovation.