$BTC

The idea behind a 3% allocation is simple: reduce exposure to high volatility while still gaining upside from Bitcoin’s growth potential. According to several portfolio analyses, this level of exposure helps cushion against inflation and adds an asymmetric return profile, without heavily increasing portfolio risk.

This strategy has especially paid off during Bitcoin bull runs, like in 2020–2021 and more recently in 2024–2025. Even with Bitcoin’s volatility, its long-term trajectory has offered a return that traditional cash-like instruments could not match.