#FOMCMeeting

Alright, let’s sketch out a sample portfolio shift that reflects a more cautious stance given the Fed’s higher-for-longer approach.

Before (Rate Cut Hopes Priced In – Aggressive Tilt):

- Crypto (BTC, ETH, alts) – 30%

- Growth Stocks (tech, innovation, speculative names) – 30%

- Quality Equities (blue chips, dividend payers) – 20%

- Bonds (long duration) – 10%

- Cash/Cash Equivalents – 10%

After (Fed Holding Steady – More Defensive Tilt):

- Crypto (BTC/ETH heavy, less altcoin exposure) – 20–22%

- Growth Stocks – 20–22%

- Quality Equities (dividend stocks, value names) – 30–35%

- Bonds (shorter duration, investment-grade) – 15–18%

- Cash/Cash Equivalents (4–5% yields are attractive) – 10–15%

Why These Shifts?

- Crypto trim: Still worth holding, especially BTC/ETH, but less leverage to momentum without easy money.

- Growth downshift: Rate pressure hurts unprofitable growth most.

- Quality & value tilt: Dividends and pricing power hold up better in sticky-rate environments.

- Bonds: Shorter duration avoids getting hit if yields stay elevated.

- Cash: Optionality + yield = underrated in this kind of environment.