The new structure of the American housing market: Draft 2025 and the main updates**
On May 6, 2025, the U.S. government announced substantial updates to the housing market structure draft, aimed at addressing chronic challenges such as the lack of affordable housing and rising living costs. These adjustments are part of a strategic plan to balance supply and demand, with a focus on supporting low-income groups.
First, the draft emphasizes increasing investment in building affordable housing units, through tax incentives for developers and partnerships with the private sector. It also requires states to update zoning laws to facilitate the creation of mixed-use housing complexes, especially in densely populated urban areas.
Second, the draft defines a new mechanism for monitoring real estate speculation, through the imposition of progressive taxes on companies and individuals who own more than 3 residential units without using them, aiming to free up vacant units for the market. Additionally, it expands the scope of housing assistance programs to include youth and families suffering from high interest rates.
Environmentally, the draft integrates sustainability standards in construction, requiring the use of eco-friendly materials and energy-saving technologies in any new residential project that is government-funded. It also provides grants to states that achieve goals in reducing the carbon footprint of homes.
In terms of transparency, the draft establishes a unified digital platform to track buying, selling, and renting processes, with strict penalties for housing discrimination based on race or nationality. It also enhances tenant protection mechanisms by setting a maximum percentage for annual rent increases.
Despite these ambitious goals, the draft faces criticism from some states and investors who believe that the measures may slow economic growth and increase bureaucracy. However, its supporters affirm that it is a necessary step to ensure the rights of future generations to safe and stable housing.
These updates are expected to be gradually implemented by 2026, following extensive legislative discussions and community engagement. Their success hinges on achieving cooperation between the federal and local governments and the private sector, which could reshape the American housing landscape for decades to come.