#美国稳定币法案

- Core Content: Establish a federal licensing and regulatory framework for payment stablecoins and their issuers. It stipulates that only 'permitted payment stablecoin issuers' can issue payment stablecoins in the United States, including subsidiaries of insured deposit institutions, federally qualified non-bank payment stablecoin issuers, and state-qualified payment stablecoin issuers that meet federal or similar standards. Payment stablecoins are defined as digital assets that maintain a fixed value supported by fiat currency or other secure reserves, requiring issuers to comply with prudent standards, including 1:1 reserves, reserve and operational fund segregation, and prohibition of rehypothecation, etc.