After obtaining a Hong Kong card, you will find that importing requires proof of the source of funds. Binding WeChat or Alipay with over 200 incurs a 3% fee. If you want to buy some small items, regular consumption is easy, but once you need to spend over 500,000, it becomes difficult.

I often see posts about applying for Hong Kong cards for withdrawals, treating C2C withdrawals as a monster, as if you could easily get your card frozen. I want to ask, have you ever withdrawn through Binance C2C? How many times have you withdrawn each year? How large were the amounts? How many times were your withdrawals frozen? Just copying and pasting some text to mislead is not a responsible attitude.
As an ordinary small investor, if your annual withdrawal amount does not reach 10 million RMB, there is really no need to use a Hong Kong card or other foreign cards. You can just use Binance C2C; this way is not troublesome and incurs no losses.