Apple’s potential integration of cryptocurrency into Apple Pay marks a pivotal shift,
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Bullish
Apple’s potential integration of cryptocurrency into Apple Pay marks a pivotal shift, driven by rising decentralized finance (DeFi) interest and user demand for versatile payment options. Reports indicate Apple may enable native support for select cryptocurrencies, leveraging its near-field communication (NFC) chip access for third-party developers starting with iOS 18.1. This follows partnerships like Coinbase’s Apple Pay integration for fiat-to-crypto purchases, announced in December 2024, and Mesh’s stablecoin payment solution unveiled in May 2025. Industry analysts predict Apple will prioritize privacy, using Secure Enclave and biometric authentication, while ensuring seamless user experiences. Though specific coins remain unconfirmed, stablecoins like USDC are likely candidates due to their stability. Developer APIs could enable third-party wallet integration, enhancing blockchain usability. With Apple’s 2 billion+ active devices, this move could mainstream crypto, potentially increasing Bitcoin’s price (currently ~$97,657) and stablecoin adoption. However, Apple’s cautious approach—evident in past restrictions on crypto apps—suggests a controlled rollout to mitigate regulatory and security risks. This strategy could reshape digital finance in 2025, making crypto payments as intuitive as Apple Pay’s tap-to-pay.
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