$USDC Core Positioning: Compliance stablecoin leader, backed by Circle + Coinbase, 1:1 USD reserve audit transparency, institutional favorite.
- Market Dynamics: Market share rises to 32% by 2025 (vs USDT 51%), DeFi locked value exceeds $45 billion, cross-border payment share increases to 18%.
- Binance Ecosystem: Annualized returns of 5-8%, supports Launchpool no-loss mining, arbitrage price difference ≤0.2%.
- Risk Warning: Increasing regulatory scrutiny (e.g., 'Stablecoin Act'), black swan decoupling history (review of the Silicon Valley Bank incident).