Stablecoins, as a type of cryptocurrency pegged to fiat currencies or other assets to maintain relatively stable value, are gradually emerging in the field of everyday payments.

In daily life scenarios, stablecoin payments exhibit unique advantages. They break the geographical limitations of traditional payments, making cross-border transfers convenient and fast, almost achieving instant receipt, greatly improving the efficiency of fund circulation and reducing international transaction costs. Moreover, with the help of blockchain technology, the payment process is relatively transparent and secure, with every transaction being traceable.