Stablecoins, such as **USDC, USDT, and DAI**, are bringing a radical transformation to the world of payments, money transfers, and cross-border trade. The launch of Visa and Bridge for LATAM currency is just one example - here’s why stablecoin payments are gaining significant momentum.

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### **Why Stablecoins for Payments?**

✅ **Instant Settlements** - No 3 to 5 day banking delays; transactions settle within minutes.

✅ **Lower Fees** - Avoid high SWIFT/transfer costs (for example, Western Union fees range from 5% to 10%; the cost of stablecoins is minimal).

✅ **Stability** - Pegged to the US dollar or other assets, reducing volatility compared to Bitcoin or local currencies (which is crucial in high-inflation areas like Argentina).

✅ **Borderless Transactions** - No need for intermediaries like correspondent banks.