Next, let's talk about how to optimize trading behavior and account management to avoid the bank's risk control red line.

First, it is important to diversify the trading limits and frequency, and to avoid large single transactions as much as possible. Secondly, maintain account activity, but avoid the idea of transferring a small amount before withdrawing to test if the card works, as this is a typical action that triggers the risk control model. You can start paying utility bills or making purchases two weeks before withdrawing. Additionally, avoid making large transactions during peak bank risk control periods (such as late at night or during holidays), and it is recommended to operate on weekdays during the day.

It is preferable to use small and medium-sized commercial banks rather than the four major banks, as the risk control models of small banks are relatively more lenient. It is also best to avoid using your salary card or the card used for loan repayment. Caution is key to safe navigation.

Now let's discuss why it is emphasized to use same-name payments on the platform. For example, if Zhang San is a merchant, his registered name on the platform must be Zhang San. If he is not a legitimate merchant and intends to launder money, he may say that his account has frequent transactions and ask if he can use his wife's account to transfer money to you. If you agree, the money you receive may very well be from an aunt who has been scammed, and the dirty money goes directly into your account, making you a primary implicated cardholder. If the aunt reports the case, your card will be frozen, and you will inevitably have to return the money.

However, if you require same-name payments, at most the dirty money goes to Zhang San's account, and he transfers the dirty money to you. You have solid transaction evidence proving that your transaction is legal, and you did not participate in any fraudulent activities. Furthermore, you are a secondary cardholder, which significantly reduces the risk and penalty severity.

By following the above methods and rules, you can avoid over 99% of the risk of card freezing. If you ask me if there are other methods, of course, there are, such as exchanging in Hong Kong, using a U-card, or through certain offshore methods, as well as withdrawing through crypto-friendly regions and transferring it back to the mainland in several steps. However, these options may not be suitable for most friends. Of course, if many friends need it, we can also release a version for overseas withdrawals in the crypto circle, with losses generally controllable to about 0.3%.

In the crypto circle, withdrawal safety is a very important issue, but it is not the core issue; the core is how to make money that can be withdrawn; otherwise, everything is just wishful thinking.