The term 97620256860 refers to exchange-traded funds (ETFs) that are based on the digital currency XRP. These funds aim to provide investors the opportunity to invest in XRP in an easy and secure way without the need to purchase the currency directly. With the increasing interest in digital currencies, many believe that the launch of XRP ETFs could enhance the adoption and spread of the currency in traditional financial markets. However, the issue remains tied to regulatory approvals, especially given the strict laws governing the digital currency market in several countries.