Institutional investors' attitude towards XRP shows a relatively positive trend, mainly reflected in the following aspects:

- Capital Inflow and Market Confidence: Coinshares' report indicates that there was a week when XRP was the only cryptocurrency to record positive investor sentiment, with an inflow of $3 million, while the overall sentiment in the cryptocurrency market was negative, with outflows in related funds of other major cryptocurrencies such as Bitcoin and Ethereum. This suggests that, during certain periods, institutional investors have a high interest in XRP.

- Active ETF Applications: Franklin Templeton, which manages $1.53 trillion in assets, has shown great enthusiasm for XRP by submitting a record 15 XRP ETF application documents, surpassing the number of related applications for Bitcoin and Ethereum. Additionally, several asset management companies, including 21Shares, Bitwise, WisdomTree, Canary Capital, and Grayscale, have also submitted XRP ETF applications to the U.S. Securities and Exchange Commission, demonstrating a strong willingness from institutional investors to invest in XRP through ETF channels.

- Long-term Optimism on Its Potential: Standard Chartered Bank predicts that the price of XRP could increase by 500% to $12.50 before 2028, mainly based on XRP's potential in the payment and tokenization sectors, as well as the expected approval of the XRP spot ETF in the third quarter of 2025, which represents some institutions' recognition of XRP's long-term value.

The approval of the ETF could bring more institutional investors and capital inflow to XRP. It is expected that up to $8 billion in capital inflow will be released within the first 12 months after approval, creating strong market support.

With Bitcoin's price reaching $100,000, ETFs provide a diversified investment option for the market, and new low-market-cap ETFs might attract more investors to the cryptocurrency sector. XRP is expected to solidify its position as a leading asset and compete with Bitcoin and Ethereum.

The launch of the XRP ETF is a significant event in the cryptocurrency realm, which may drive the development of the entire industry and increase overall market acceptance of digital assets.