#XRPETF XRP (the token behind Ripple’s payments network) faces a pivotal 2025 amid shifting regulations and new products. Recently, the SEC dropped its lawsuit against Ripple  and approved XRP-related ETFs (effective Apr 30, 2025) . Meanwhile, partnerships and technology adoption (e.g. RippleNet’s cross-border payment services) could boost demand. Analysts span a wide spectrum: some foresee multi-year bull markets driving XRP to double-digit prices, while others warn of deep pullbacks toward single digits. Below is a summary of key factors and expert forecasts, from bullish to bearish scenarios